Larger mortgages. A clearer financing strategy.

MortgageMatchmaker | Bank, private and commercial mortgages

MortgageMatchmaker helps borrowers across Toronto and the GTA arrange financing for higher-value homes, substantial refinances, apartment buildings and complex borrowing needs. Monty Sands, Managing Partner and Mortgage Agent Level 2, starts with the borrower, the property and a workable repayment plan.

Apartment buildings & CMHC MLI Select

Higher leverage. Longer amortization. For eligible apartment properties, CMHC-insured financing and MLI Select can support higher loan-to-value ratios and longer amortization periods. We assess the property, rental income, expenses, debt-service capacity and relevant affordability, energy-efficiency or accessibility commitments to determine whether the program fits your acquisition, refinance or rental construction plans. Terms depend on program eligibility and lender approval.

Explore apartment building financing

Mortgage solutions built around the file

• Bank and jumbo mortgage loans: financing for higher-value purchases and larger balances, with attention to income, down payment, assets and the overall borrowing structure.
• Private first and second mortgages: property-secured financing where timing, credit or a complex situation requires an alternative approach.
• Refinance and equity: review existing debt, payout costs, cash flow and the purpose of the additional funds.
• Self-employed and professional borrowers: a detailed assessment of corporate, personal and alternative income documentation.
• Commercial and construction mortgages: property financing assessed against cash flow, project costs, timing and a credible repayment plan.

Private mortgages need a clear exit

MortgageMatchmaker is not a mortgage investment corporation (MIC). We match borrowers with private investors for mortgages secured against specific properties. We only arrange private financing when there is a credible, documented exit strategy, such as a supportable refinance or property sale. The borrower pays both the borrower’s lawyer and the lender’s separate lawyer.

See what we review before arranging a private mortgage

Start with the property and the plan

Tell us the property address, estimated value, financing amount and purpose, existing mortgages, income picture, required closing date and repayment plan. We will identify the information needed to assess lender fit and the next steps.

Discuss your mortgage   |   416-551-2335

Visit MortgageMatchmaker for more about our mortgage approach. For business financing, acquisition or growth capital and capital advisory, visit Monty Capital.